New Homes in Conroe TX at Villas at White Oak

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    62+ Dream Home Program

    Home Equity Conversion Mortgage (HECM)
    for Purchase (H4P) Program

    Are you looking to buy a new home and wondering how you are going to finance it at this stage in your life? If you or your spouse are 62 years of age or better and buying your next home as your primary residence, FHA has an amazing purchase program for you called the Home Equity Conversion Mortgage (HECM).

    HECM Program

    This reverse mortgage program was created specifically for those aged 62 and up to assist in buying a new home. As homeowners are being introduced to HECM, many of them are choosing it rather than paying all cash or committing to a home loan payment during their retirement.

    For example: You could purchase a $300,000 home with approximately $150,000 down payment and never make a mortgage payment on the financed balance!*

    Work with our preferred partner, Motto Mortgage, to learn more about the HECM program.

    How it works: 

    Buyers provide a down payment to cover a certain percentage of the home purchase price based on specific criteria. This will cover the difference in the HECM proceeds and the selling price of the home plus closing costs. In this reverse mortgage, the payment comes from the equity of the sale of the buyer’s previous home.


    With no home loan and no monthly mortgage payments, your life opens up to travel, hobbies, and spoiling your grandchildren. Secure your standard of living with a reverse mortgage while getting everything you wanted in your dream home.

    Why wait? Start living in your dream home today.

    To start exploring the HECM Loan process for your home at the Villas at White Oak Ranch, please contact:

    Talbot Theiss

    Talbot Theiss
    LO NMLS ID #1895220

    Motto Mortgage Gracemark
    NMLS #1904896

    phone: 832.345.5450

    Motto Mortgage




    To find out more about financing your new home at The Villas at White Oak Ranch, please complete the form below: 

      Or View Available Homes here. 

      *Example based on 4.75% fixed interest rate, 4.87% APR, and youngest borrower age 62.